Does Lincoln County, Missouri require a septic inspection to sell a home?

No county mandate found300-ft public sewer ruleVerified 2026-09-15

No. Lincoln County's On-Site Sewage Disposal System Ordinance requires a permit for any new construction, installation, modification, or repair of a septic system, but it does not tie an inspection to a property sale. What usually drives a septic and well inspection here is your buyer's mortgage.

Source: Lincoln County On-Site Sewage Disposal System Ordinance and the Health Department's application-process guide. Reviewed 2026-09-15.

Who and what this applies to

What a seller should do

  1. Find the records and confirm the system type — the pre-listing checklist.
  2. Book the septic inspection and the water test early, with a DHSS-licensed inspector and a certified lab.
  3. If a problem turns up, get a written bid from a Lincoln County-licensed installer and pull the county permit timeline. See your options if it fails.

Costs and deadlines

ItemDetail
Water-test age limit at closingFHA 180 days · USDA 180 days · VA 90 days
Septic inspection$300–$700 in Missouri
County construction/repair permit$100, per the county Health Department’s own fee schedule — only required if building, installing, or repairing a system, not for an existing, unmodified system at sale

Scope of this page

  • The county’s published installer and soil-evaluator list is dated 2018. Ask the Health Department for the current roster.
  • Processing times for a repair or replacement permit vary. Ask the Health Department for the current timeline.
  • Whether the county expects a private well water test at a sale is a question for the Health Department; lender rules apply regardless.

For questions about a specific property, call the Lincoln County Health Department's Office of Environmental Sanitation in Troy at (636) 528-6117 ext. 2.

Official authorities

Choosing an inspector

Use a Missouri DHSS-licensed inspector, checked against the suspended list; for a repair, Lincoln County requires its own licensed installer, not just the state DHSS credential. The inspector and the repair contractor stay separate under 19 CSR 20-3.070(10). See choosing a septic inspector and a repair contractor.

Sources & last verified

  • . Reviewed in full 2026-09-15. The ordinance contains no provision requiring an inspection at the sale of a home.
  • , lchdmo.org. Confirms the current office contact and the construction/repair-only permit process. Reviewed 2026-09-15.
  • . Reviewed 2026-09-15.
  • ; ; . Reviewed 2026-09-15.

Corrections: corrections@homecleared.com.

Common questions

Can Lincoln County deny my septic permit if I’m near public sewer?
Yes, in one specific case: the county denies a new construction or repair permit if a public sewer connection within 300 feet is practical, economically feasible, and approved by the sewer authority — that property is pushed onto public sewer instead.
What does Lincoln County’s construction/repair permit cost?
$100, per the Health Department’s own fee schedule — but only if you’re building, installing, or repairing a system. An existing, unmodified system being sold as-is doesn’t trigger this permit.
How old is Lincoln County’s septic ordinance?
The On-Site Sewage Disposal System Ordinance dates to 1995, revised in April 1999 — it covers permits for new construction, installation, modification, or repair, with nothing tying an inspection to a sale.
Who administers septic permits in Lincoln County?
The Lincoln County Health Department’s Office of Environmental Sanitation in Troy, (636) 528-6117 ext. 2.

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